1. Introduction
AXLE Funding ("AXLE Funding," "we," "us," or "our") provides inventory financing and credit line solutions to automotive dealers.
This Privacy Policy explains how we collect, use, disclose, and safeguard information when you visit AXLE Funding - Inventory Financing for Savvy Car Dealers (the "Site"), apply for financing, or subscribe to our newsletter.
2. Information We Collect
a. Information You Provide
- Contact information (name, email address, phone number, business address)
- Dealership/business information (dealer license number, business tax ID, years in business)
- Financial and credit information submitted as part of a financing application (e.g., bank references, trade references, personal/business financial statements, credit history)
- Newsletter subscription details (email address)
- Any information submitted through contact or "Apply Now" forms
b. Information Collected Automatically
- IP address, browser type, device information
- Pages visited, referring URLs, time spent on Site
- Cookies and similar tracking technologies (see Section 6)
c. Information from Third Parties
- Credit bureau and reporting agency data (as permitted for underwriting purposes)
- Auction house or dealer-to-dealer transaction data relevant to your credit line usage
3. How We Use Your Information
We use collected information to:
- Evaluate and process credit/financing applications
- Establish, service, and manage dealer credit lines
- Verify dealer and business identity and creditworthiness
- Communicate about your account, application status, or credit line
- Send newsletters, promotional offers, and product updates (only if subscribed)
- Improve our Site and services
- Comply with legal, regulatory, and contractual obligations (including anti-fraud and lending regulations)
4. How We Share Your Information
We may share information with:
- Credit bureaus and underwriting partners — to assess creditworthiness
- Service providers — for payment processing, IT hosting, email delivery, and analytics, under confidentiality obligations
- Auction houses and dealer networks — as necessary to facilitate financed transactions
- Regulators and legal authorities — where required by law, subpoena, or to protect our legal rights
- Successors — in connection with a merger, acquisition, or sale of assets
We do not sell your personal information to third parties for their own marketing purposes.
5. Financial Privacy (GLBA Notice)
As a provider of financing to dealers, we may be subject to the Gramm-Leach-Bliley Act.
Where applicable, we provide a separate Financial Privacy Notice describing the nonpublic personal information we collect from applicants,
how it is shared with affiliates and nonaffiliated third parties, and your opt-out rights.
(This should be a distinct, GLBA-compliant notice — recommend counsel draft this separately from the general web privacy policy.)
6. Cookies and Tracking Technologies
We use cookies and similar technologies to operate the Site, remember preferences, and analyze traffic (e.g., via analytics tools).
You can control cookies through your browser settings; disabling them may limit some Site functionality.
7. Data Security
We maintain administrative, technical, and physical safeguards designed to protect the confidentiality and integrity of the information you provide,
particularly financial and credit application data. No method of transmission or storage is 100% secure.
8. Data Retention
We retain application, credit, and account information for as long as needed to service your credit line and to comply with applicable lending, tax, and recordkeeping laws.
9. Your Choices and Rights
- Newsletter: You may unsubscribe at any time via the link in any email.
- Application data: Contact us to ask what information we hold related to your application or account.
- State privacy rights: Depending on your state of residence, you may have rights to access, correct, or delete personal information, subject to exceptions for financial/credit records required to be retained by law.
10. Children's Privacy
The Site and our services are intended for licensed dealers and business users; we do not knowingly collect information from individuals under 18.
11. Changes to This Policy
We may update this Privacy Policy periodically. The "Effective Date" above reflects the latest revision.
12. Contact Us
Questions about this Privacy Policy or your information can be directed to:
AXLE Funding
[email protected]
14180 N Dallas Parkway, Suite 620, Dallas, TX 75254